xChecker is an identity verification service that helps you confirm who you're dealing with before making important decisions. Simply verify someone using their phone number or NIN directly on WhatsApp.

Do I need to install an app?

No. Everything happens on WhatsApp.

What information do I need?

You only need the person's phone number or NIN.

How much does it cost?

Each verification costs ₦250.

How long does verification take?

Most verifications are completed within a few seconds after payment.

Click our WhatsApp link, send 'Hi', follow the prompts, enter the person's phone number or NIN, make payment, and receive the verification result within seconds.

Can businesses use xChecker?

Absolutely. Businesses use xChecker for employee screening, customer verification, contractor checks, and fraud prevention.

Is xChecker available everywhere in Nigeria?

Yes. Anyone in Nigeria with WhatsApp can use xChecker.

Is my information kept private?

Yes. We take data privacy seriously and only process information necessary to complete your verification request.

What if the verification cannot be completed?

If a verification cannot be completed, you'll be informed through WhatsApp. If payment was successful but the verification failed due to a technical issue, contact our support team for assistance.

What information will I receive?

The verification confirms the person's identity using official records and returns the available verification details supported by the service.

Is there a limit to how many people I can verify?

No. You can perform as many verifications as you need.

xCHECKER FOR AGENTS

Earn by helping people verify.

Start a verification business directly from WhatsApp. Verify for ₦150, set your markup, and help customers in your community.

Become an Agent on WhatsApp

Choose your account carefully. Agent and Member accounts cannot use the same phone number.

WHO IT’S FOR

Built for people already serving their communities.

Turn everyday customer requests into an extra business service.

POS Agents

Add trusted identity checks to the services your customers already rely on.

Get started

Cyber Cafés

Help customers complete digital checks without leaving your shop.

Get started

Loan Agents

Confirm customer details before moving a loan application forward.

Get started

Recruiters

Run essential checks for candidates and casual workers quickly.

Get started

Other Businesses

Offer verification as a useful add-on in your community.

Get started

HOW IT WORKS

Start earning in five simple steps.

Choose Agent Account

Open xChecker on WhatsApp and select Register as Age

Complete your form

Tell us your name, location and the type of business you run.

Fund your wallet

Top up securely before you run your first verification.

Verify customers

Run NIN, Phone and BVN checks through WhatsApp.

Set your markup

Your cost is ₦150. You decide what your customers pay.

WHAT YOU CAN VERIFY

Essential checks, right inside WhatsApp.

NIN Verification

Confirm a customer’s National Identification Number.

PHONE Verification

Validate phone information provided by a customer.

BVN Verification

Run supported Bank Verification Number identity checks.

AGENT WALLET

Fund once. Verify as customers arrive.

Your wallet keeps every payment and verification easy to follow

1.Select “Fund wallet”
2.Enter an amount and pay
3.Wallet updates
4.Start verifying

AVAILABLE BALANCE

₦3,000

Your wallet has been funded successfully. You can start a verification.

Run verification

AGENT REFERRALS

Join the network. Earn wallet credits.

After five successful verifications, xChecker unlocks referrals and prompts you to enter the WhatsApp number of the person you want to refer.

Unlock referrals

Complete 5 successful verifications.

Refer by WhatsApp number

Enter the referee’s WhatsApp number directly.

They register and fund

The referee signs up and tops up at least ₦1,000.

Get your bonus

₦500 is credited to your wallet and you’re notified.

CHOOSE YOUR ACCOUNT

Member or Agent?

Your number can only belong to one account type

FOR YOUR OWN NEEDS

Member

Verify people for personal or business needs.

Standard member pricing
No resale markup
Pay only when you verify

Continue as Member

FOR CUSTOMER SERVICES

Agent

Verify customers and set your own selling price.

Discounted ₦150 agent rate
You control your markup
Unlock agent referrals
Wallet funding required

Continue as an Agent

Member and Agent accounts cannot be combined on the same phone number.

FAQ

Quick answers.

POS agents, cyber cafés, loan agents, recruiters, and other businesses that help customers complete identity checks can register.

No. One phone number can only be registered as either a Member or an Agent.

The fixed agent verification cost is ₦150 for each supported verification.

Yes. You control your final selling price and keep the difference after the ₦150 agent cost.

Agents can access supported NIN, Phone, and BVN verification flows directly through WhatsApp.

Yes. Your wallet must have enough balance before a verification can begin.

Referrals unlock after you complete five successful verifications.

The credit is added after your referred agent completes registration and funds their wallet.

If a technical issue prevents completion, your wallet is not charged.

Agents pay a discounted rate for each verification and are free to set their own selling price. Your profit is the difference between what you charge your customer and your verification cost.

Earn by helping people verify.

Built for people already serving their communities.

POS Agents

Cyber Cafés

Loan Agents

Recruiters

Other Businesses

Start earning in five simple steps.

Essential checks, right inside WhatsApp.

NIN Verification

PHONE Verification

BVN Verification

Fund once. Verify as customers arrive.

₦3,000

Join the network. Earn wallet credits.

Unlock referrals

Refer by WhatsApp number

They register and fund

Get your bonus

Member or Agent?

Member

Agent

Quick answers.

Turn verification into a service.